Harrison, AR Car Accident Lawyer

You might have serious injuries in a car accident that requires ongoing care in Harrison. If so, our lawyers can help you file a lawsuit against the person who caused your damages.

Most drivers carry auto insurance to protect themselves in the event of an accident. However, insurance is sometimes not enough to cover your losses, especially if the defendant does not have insurance. In these situations, our team will file a claim with the court to get the compensation insurance will not provide. This means suing the driver that hit you, but we might name others in your lawsuit. While the driver might still be liable, our investigation might reveal a defect in the car that contributed to the accident, so we would likely sue the manufacturer or designer, as well. Our firm has the skills to determine who should pay for your injuries.

Call us at (479) 316-0438 today to receive a free case assessment with our car accident attorneys.

What to Do if the Driver that Caused Your Harrison, AR Car Accident Does Not Have Insurance

If another driver injured you in a car accident, you likely want to know the best way to cover your damages. Arkansas is an “at fault” state, meaning you will usually go through the other person’s insurance to recover compensation. This is known as a “third-party” claim. Under this system, though, you need to prove that the other driver caused your injuries. So, when you file your claim, you will need to submit enough evidence to the insurance company that they accept liability for their policyholder.

If you do not provide enough evidence or liability is arguable, the insurance company will typically deny the claim. This might do this even if you do have a solid case. Fortunately, our car accident attorneys can help you get the damages you deserve by filing a lawsuit. You will definitely need to take your case to court if the other driver did not have insurance or was underinsured.

For instance, if the other driver was underinsured, they will not have enough coverage to pay your expenses. In these cases, the insurance company would pay out to the policy limit, but the rest of your damages would be your responsibility. You might have uninsured/underinsured insurance, but that might still leave you with losses. A lawsuit would give you a chance to recover the difference. If they had no insurance at all, our team can file a lawsuit immediately.

Fortunately, you do not need to go through insurance before filing a lawsuit under at-fault rules. However, you can still settle a case with the insurance company after a lawsuit is filed. Our lawyers can file your case in court to show the insurance company we are serious during negotiations.

Who to Sue for Your Car Accident Injuries in Harrison, AR

When you file your lawsuit, you will want to make sure every potential defendant is named in it. This might be a relatively simple matter, like if you were rear-ended by a single driver. However, a case can get complicated quickly if a car part or government driver injures you. Our team has the experience to handle your case, no matter the complexity. The following are those commonly sued for car accidents in Harrison:

Other Drivers

The vast majority of car accidents in Harrison are caused by negligent drivers. Every person on the road has a duty to act safely. This means following traffic laws and not getting distracted behind the wheel while texting. If the other driver acted unreasonably, they should be held accountable.

Our team can also help if a commercial driver causes your accident. These cases are a bit more complex but tend to give you more options to pursue compensation. Because of the rule of “vicarious” liability, we can usually sue the employer for which the driver works as long as they caused the accident while on the job. Under this rule, most employers are liable for the negligent acts of their employees.

Car Companies

Challenging car accident claims arise when the victim’s car is responsible for the accident. For example, you might have injured your neck on a defective seatbelt in your accident. If the seatbelt was defective and was or should have been recalled, we can file a lawsuit against the car company that designed the vehicle.

In most cases, this will be the car companies themselves, like Ford or Honda. In other cases, we might need to sue a third-party firm the company hired to design the defective part.

Car Manufacturers

Sometimes, a car’s defect occurs at the manufacturing stage, which is often overseen by a corporation other than the car company. Perhaps the vehicle was designed without issue, but a problem at the manufacturing plant is installing a part improperly. Or the manufacturing plant using substandard materials to save costs. You should not have to pay for a manufacturer’s mistakes or deliberate wrongdoing, which is why our team will be ready to help you file your lawsuit.

Car Dealerships and Private Mechanics

In other cases, we might need to sue a dealership or repair shop if you were in a car accident recently after having your vehicle serviced. For instance, you might have an agreement with the dealership you purchased your car from to have your vehicle serviced there. If the dealership’s in-house mechanics failed to install your brakes correctly or did not secure a tire that later fell off, our team can help you gather evidence that shows their negligence. In many cases, we can sue both the dealership and the mechanic.

If a private mechanic or repair shop caused your accident, we can also help you file a claim. After we file your lawsuit, we can demand records from the repair shop to see what work they actually did and with what materials. Our team will make sure they are named in your lawsuit along with any other defendants that contributed to your accident.

Government Employees and Agencies

In rarer cases, you might need to pursue compensation against a local Harrison or state government agency. Most government entities have company cars operating during regular business hours, creating ample opportunities for an accident with a government driver. In other cases, a driver might be injured because of terrible road conditions that the state or county should have fixed earlier.

The rule of vicarious liability mentioned above can apply to government employees and the agencies they work for, albeit with some serious limitations. For instance, you will usually only have a limited amount of time to file a case, which can be as short as a year. You also typically need to notify the agency of your intention to sue and why. Our lawyers can explain the steps and help you file your claim for damages.

Our Harrison, AR Car Accident Attorneys Can Help You Today

For a free case review with our car accident lawyers, contact us by calling (479) 316-0438.